It covers loss and damage due to fire, lightning, earthquake, storm, flood, landslide, air craft damage and impact damage (due to animal and vehicle) . It can be extended to cover losses from riots, strikes, malicious acts and terrorism.

 It covers all the causes of loss not specifically excluded in the policy. This include damage resulting from earthquakes, floods, nuclear incidents, acts of terrorism, Aircraft and Aerial damage and other damage-causing events as fire, lightning, explosion, and theft. As per the need of insured, benefits can be extended.




Riot, Strike and malicious damage


Storm, tempest, flood and landslip

Impact damage

Aircraft damage


Aerial damage

Burglary and counterfeit

Claim Document

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