
It covers loss and damage due to fire, lightning, earthquake, storm, flood, landslide, air craft damage and impact damage (due to animal and vehicle) . It can be extended to cover losses from riots, strikes, malicious acts and terrorism.
It covers all the causes of loss not specifically excluded in the policy. This include damage resulting from earthquakes, floods, nuclear incidents, acts of terrorism, Aircraft and Aerial damage and other damage-causing events as fire, lightning, explosion, and theft. As per the need of insured, benefits can be extended.
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Fire
Lightening
Earthquake
Riot, Strike and malicious damage
Explosion
Storm, tempest, flood and landslip
Impact damage
Aircraft damage
Terrorism
Aerial damage
Burglary and counterfeit