Nepal's Trusted General Insurer — 8+ Years

Your Trusted
Insurance Partner
in Nepal

Protect Your Peace of Mind with Insurance Solutions from Sanima GIC Insurance Ltd. From motor to health, marine to engineering — we've got Nepal covered.

  • NIA Regulated
  • Fast Claims
  • 66+ Branches Nationwide

0+

Years of Excellence

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Branches Nationwide

0K+

Active Policyholders

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Insurance Products

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Why Choose Us

Insurance You Can Trust

With 8+ years of experience in Nepal's insurance market, we combine financial strength with personalized service to protect what matters most.

  • Fast Claim Settlement

    Our dedicated team ensures quick and hassle-free claim settlement.

  • Nationwide Network

    66+ branches across all 7 provinces of Nepal — always close when you need us.

  • Dedicated Customer Support

    Reach our support team by phone, email, or live chat for quick, personal assistance.

  • NIA Regulated & Secure

    Fully regulated by Nepal Insurance Authority, ensuring your premiums and claims are fully protected.

Premium Calculator

Get Your Instant Insurance Quote

Calculate your premium in under 60 seconds. Transparent pricing, no hidden fees, no paperwork.

  • Instant results — no waiting required
  • 100% secure and confidential
  • Competitive premiums with maximum coverage
  • Expert advisors available to assist you

Premium Calculator

Pick a product to open its full calculator — itemized breakdown, NCD, VAT and stamp duty included.

Claims & Grievance

How to File a Claim or Grievance

A clear, step-by-step process — from reporting an incident to getting it resolved.

Claim Process

  1. 1

    Step 1

    Notify Us Immediately

    Call our claims hotline or visit any branch as soon as the incident occurs — prompt notice keeps your claim moving fast.

  2. 2

    Step 2

    Submit Your Documents

    Fill out the claim form and attach your policy, ID, and incident-related documents (e.g. police report, medical bills, photos).

  3. 3

    Step 3

    Assessment & Survey

    Our team or an appointed surveyor reviews the claim and verifies the loss or damage against your policy coverage.

  4. 4

    Step 4

    Settlement

    Once approved, we settle your claim promptly — you'll be notified by phone, email, or SMS.

Grievance Process

Bhadra Bahadur Bist
Information OfficerGrievance Officer

Bhadra Bahadur Bist

Sanima GIC Insurance Ltd.

Not satisfied with a claim decision or our service? File a formal complaint and our Grievance Officer will review it and respond with a trackable reference number.

Head Office

205 Tangal Marg, Kathmandu, Nepal

Office Hours

Monday – Friday: 9:00 AM – 5:00 PM

View FAQs
Testimonials

What Our Customers Say

Real stories from real people we've helped protect across Nepal.

R

Rajesh Sharma

Kathmandu

Sanima GIC settled my motor insurance claim within 5 days without any hassle. The process was smooth and the staff was extremely helpful. Highly recommend!

Motor Insurance
P

Priya Thapa

Pokhara

I got hospitalized unexpectedly and Sanima GIC's health insurance covered everything. The cashless facility saved us so much stress during a very difficult time.

Health Insurance
B

Bikash Karki

Chitwan

As a small business owner, their property insurance gives me peace of mind. The team helped customize a plan that perfectly fits my needs and budget.

Property Insurance
News & Updates

Latest News & Notices

Stay informed with the latest updates, press releases, and announcements from Sanima GIC Insurance.

Sanima GIC officials and school staff at the CSR computer donation ceremony in Lumbini ProvinceCompany News
June 28, 2026

Sanima GIC Donates Computers to Schools Under CSR Initiative

Sanima GIC Insurance has donated computer systems and printers to community schools in Lumbini Province to strengthen digital infrastructure and IT training for rural students.

Read More
Sanima GIC and Wise Yak Solutions officials at the agreement signing ceremonyPress Release
June 23, 2026

Sanima GIC Partners with Wise Yak Solutions for AI-Based Insurance Awareness

SGIC has signed an agreement with Wise Yak Solutions to promote insurance awareness through AI-based initiatives, focusing on agriculture and micro-insurance in rural districts.

Read More
Sanima GIC Insurance 8th Annual General Meeting at Nepal Police Club, KathmanduCompany News
May 21, 2026

Sanima GIC Holds 8th Annual General Meeting, Approves Dividend

SGIC successfully concluded its 8th AGM in Kathmandu, approving a 5% bonus share and 0.2632% cash dividend for shareholders.

Read More
Trophy with cricket bat and ball celebrating Sanima GIC winning the Fair Play Award at Corporate Cricket League 2026Company News
May 15, 2026

Sanima GIC Wins Fair Play Award at Corporate Cricket League 2026

Sanima GIC Insurance was honored with the Fair Play Award at the Mahalaxmi Corporate Cricket League 2026, showcasing team spirit and sportsmanship.

Read More
Claim settlement notice document with checklist urging policyholders to settle outstanding claims before the deadlineNotices
May 15, 2026

Sanima GIC Urges Policyholders to Settle Outstanding Claims

SGIC has issued a public notice requesting policyholders with pending claims to contact the claims department within 35 days.

Read More
Bar chart showing Sanima GIC quarterly premium income trending upward into Q3Financial Reports
May 12, 2026

Sanima GIC Reports Higher Premium Income in Q3

SGIC posted increased gross written premiums in Q3 FY 2025/26, demonstrating strong business growth despite a drop in net profit.

Read More
Sanima GIC Insurance Ltd. logoCareers
February 27, 2026

Career Opportunities: Sanima GIC Announces New Vacancies

Sanima GIC Insurance has announced new vacancy notices for various positions as part of its ongoing recruitment drive to expand its team.

Read More
Company News
December 31, 2025

New Year Message: Thanking Our Customers for a Wonderful 2025

As we welcome 2026, Sanima GIC extends its heartfelt gratitude to our customers for their trust and outlines our commitment to protecting what matters most.

Read More
Sanima GIC officials and school staff at the CSR computer donation ceremony in Lumbini ProvinceCompany News
June 28, 2026

Sanima GIC Donates Computers to Schools Under CSR Initiative

Sanima GIC Insurance has donated computer systems and printers to community schools in Lumbini Province to strengthen digital infrastructure and IT training for rural students.

Read More
Sanima GIC and Wise Yak Solutions officials at the agreement signing ceremonyPress Release
June 23, 2026

Sanima GIC Partners with Wise Yak Solutions for AI-Based Insurance Awareness

SGIC has signed an agreement with Wise Yak Solutions to promote insurance awareness through AI-based initiatives, focusing on agriculture and micro-insurance in rural districts.

Read More
Sanima GIC Insurance 8th Annual General Meeting at Nepal Police Club, KathmanduCompany News
May 21, 2026

Sanima GIC Holds 8th Annual General Meeting, Approves Dividend

SGIC successfully concluded its 8th AGM in Kathmandu, approving a 5% bonus share and 0.2632% cash dividend for shareholders.

Read More
Our Reinsurers

Backed by Global Reinsurance Partners

We partner with world-class reinsurers to ensure your claims are always honoured.

Trust Re
Hannover Ruckversicherung
GIC Re India
Kenya Re
Tunis Re
CICA Re
Siris International
Nepal Re
Himalayan Re
Trust Re
Hannover Ruckversicherung
GIC Re India
Kenya Re
Tunis Re
CICA Re
Siris International
Nepal Re
Himalayan Re
Get Protected Today

Ready to Secure Your Future?

Join 500,000+ Nepalese who trust Sanima GIC for their insurance needs. Get your free quote today — it takes less than 60 seconds.